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The SAIA stands for South African Insurance Association
SAIA represents 60 insurance companies
Public liability insurance covers being sued by a third party.
The SAIA website has a consumer education section.
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Legally, plumbers can never be held liable for their work.
If the product you recommend/endorse/sell fails or injures someone you can be defended under the public liability extension.
Not protecting your employee’s physical well-being is acceptable work ethic.
The insurance will cover even though the plumber has been “wreckless”
Consumers need to ensure that the service provider is registered with recognized associations and boards when looking for persons/companies to do work.
Defective workmanship means you have done your work effectively.